Wallet, clutch, and crossbody Saben staple, Tilly is a tri-factor, and the linchpin to keeping your life in order. A bag that works as hard as you do. Bunked in your big bag as a wallet, worn as a clutch with the wristlet strap or utilize it as a petite yet highly productive cross-body handbag with the ease and elegance of the cross-body strap. Need we say more?